Finance Calculator

Free Financial Calculators & Loan Payment Tools

Calculate loan payments, investment returns, and mortgage schedules with precision. Professional-grade financial calculators with detailed amortization tables, export capabilities, and shareable results. Make informed financial decisions today.

100% Free to UseNo Registration RequiredExport & Share Results

Choose Your Financial Calculator

Select the calculator that matches your needs. Each tool provides detailed calculations, amortization schedules, and professional-grade results you can trust.

Declining Balance Loan
Calculate monthly payments with interest applied to remaining principal balance
  • Monthly interest on remaining balance
  • Flexible payment or term input
  • Detailed amortization schedule
  • Export to CSV
Open Calculator
Loan with Initial Fee
Factor in upfront fees and calculate equivalent interest rates
  • Initial fee calculation
  • Equivalent interest rate
  • Month-by-month breakdown
  • Compare with no-fee scenarios
Open Calculator
Equal Payment Loan
Traditional annuity-style loans with fixed monthly payments
  • Fixed monthly payments
  • Calculate payment or term
  • Complete amortization table
  • Interest vs principal breakdown
Open Calculator
Investment Calculator
Plan investments with initial amount and/or monthly contributions
  • Optional initial investment amount
  • Optional monthly contributions (can be $0)
  • Compound interest calculation
  • Growth visualization
Open Calculator

Why Choose Our Financial Calculators?

Professional-grade financial tools used by thousands of individuals, financial advisors, and businesses for accurate loan and investment calculations.

Precise Calculations

Industry-standard financial formulas ensure accurate results for loan payments, interest calculations, and investment returns. Trusted by financial professionals.

Detailed Amortization

Complete month-by-month breakdowns show exactly how your payments are split between principal and interest, helping you understand your financial commitment.

Export & Share

Export calculation results to CSV, copy to clipboard, or generate shareable links. Perfect for financial planning meetings and personal record-keeping.

Trusted Financial Calculation Platform

Secure & Private

No data stored on our servers. All calculations happen in your browser for complete privacy.

Used by Professionals

Trusted by financial advisors, loan officers, and individuals making important financial decisions.

Always Up-to-Date

Regular updates ensure our calculators use the latest financial formulas and best practices.

How Our Financial Calculators Work

Get accurate financial calculations in three simple steps. No complex setup or registration required.

1

Enter Your Numbers

Input loan amount, interest rate, and term. Our intuitive forms guide you through each field with helpful descriptions and examples.

2

Get Instant Results

View detailed calculations with complete amortization schedules, payment breakdowns, and summary information in easy-to-read tables.

3

Export & Save

Download results as CSV files, copy to clipboard, or share via unique URLs. Perfect for financial planning and record-keeping.

Frequently Asked Questions

Common questions about our financial calculators and how to use them effectively.

How accurate are these financial calculators?

Our calculators use industry-standard financial formulas and are regularly audited for accuracy. They provide precise calculations for loan payments, interest rates, and investment returns, helping you make informed financial decisions.

Can I save and share my calculation results?

Yes! Every calculation can be exported to CSV format, copied to your clipboard, or shared via a unique URL link. You can also save specific values for future reference using our built-in save feature.

What types of loans can I calculate?

Our platform supports declining balance loans (reducing balance), equal payment loans (annuity method), and loans with initial fees. Each calculator provides detailed amortization schedules and payment breakdowns.

Are these calculators free to use?

Yes, all our financial calculators are completely free to use. There are no hidden fees, registration requirements, or usage limits. Access professional-grade financial calculation tools anytime.

Can I calculate investment returns with monthly contributions?

Absolutely! Our investment calculator supports both lump-sum investments and regular monthly contributions. You can model complex investment scenarios with compound interest calculations over any time period.

Start Your Financial Calculations Today

Join thousands of users who trust our professional financial calculators for accurate loan payments, investment planning, and financial decision-making.